The article discusses how community banks in the United States can benefit from adopting blockchain technology and crypto policy. Community banks, particularly in rural and underserved areas, are under pressure to remain competitive as technology and financial infrastructure evolve. By implementing blockchain rails and stablecoins, these banks can improve financial participation and drive local growth. Crypto policy has the potential to bring political alignment and support for community banks, allowing them to modernize financial tools and empower local economies. The article also highlights the challenges of regulatory uncertainty and the need for collaboration between industry leaders and policymakers. It mentions the potential of state banking regulators creating new charters to facilitate the integration of blockchain in community banks. Overall, adopting blockchain technology can help community banks maintain financial autonomy, promote financial inclusion, and create a more resilient financial system.



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