The popular XRP community believes that XRP and the XRPL are set to replace the outdated and expensive SWIFT payment system in global finance. They argue that XRP's near-instant and low-cost transaction capabilities make it a more efficient alternative. The community member highlights nine factors to support their argument, including the outdated nature of SWIFT, the manual settlement process, the difference in transaction costs, and the liquidity advantage of XRP. They also note the growing adoption of RippleNet by financial institutions and the decentralized and secure nature of XRP's technology. The community asserts that once the SEC lawsuit against Ripple is resolved, XRP's widespread adoption will be inevitable. They dismiss SWIFT's upgrades as temporary solutions and declare XRP as the future standard for global financial transactions.
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