The concept of tokenization, which involves creating digital representations of real-world assets on blockchains, is gaining attention in financial and cryptocurrency circles as Bitcoin reaches record highs. However, tokenization has seen slow progress in adoption, with only 0.003% of global assets being tokenized. Regulatory hurdles in the U.S. have been a significant barrier, but a regulatory shift under President-elect Donald Trump's administration is expected to provide new momentum. Major players such as BlackRock, Visa, and Mastercard are also encouraging broader adoption. Recent advancements include BlackRock's tokenized money-market fund and Visa's platform for issuing fiat-based tokens. Tokenization offers benefits such as enhanced liquidity and reduced transaction costs, but there are concerns about over-tokenizing assets and unclear regulations. Boston Consulting Group estimates that tokenized fund assets under management could grow to over $600 billion by 2030.
- Content Editor ( cryptoglobe.com )
- 2024-12-28
Real-World Asset Tokenization: Promise, Challenges, and the Path Forward