Armando Pantoja, a prominent member of the XRP community, believes that XRP has the potential to revolutionize the global financial system. Pantoja argues that as legacy banking institutions adopt fintech solutions, XRP will become a crucial part of the growing digital finance landscape. He points to the adoption of ISO 20022 standards and the integration of Ripple's technology as key factors that could propel XRP into global finance on a large scale. Pantoja also highlights the obsolescence of the SWIFT banking system as a driving force behind XRP's potential rise. He suggests that XRP's seamless, low-cost transactions make it an ideal replacement for outdated banking systems. Experts agree that the financial markets are on the verge of a significant shift, and Pantoja believes that XRP reaching $100 is a plausible outcome. However, critics within the crypto community argue that Pantoja's price predictions for XRP are unrealistic.



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