Generation X is defined by the United States Census Bureau as people born from 1965 to 1980. The group is also sometimes referred to as the “middle generation” as they fall between Baby Boomers and Millennials.

Gen Xers, who make up around 65 million people, have been responsible for many innovations and shifts in lifestyle throughout their lives. They were the first generation to grow up with access to the modern technologies we use today, including personal computers and the internet. Gen Xers pushed for more values-based decision making, an environment in which work can be both enjoyable and meaningful.

Gen Xers are characterized by their individualism—they are independent thinkers with strong personal convictions, and are unafraid to stand up for their beliefs.

They have also advocated for more recognition of personal choices and lifestyles in the workplace. Unlike the Baby Boomers, Gen Xers do not stick to one job, but instead they tend to move between roles as they search to make meaningful contributions and reach peak levels of personal pleasure and satisfaction. Many of them also take their own paths when it comes to career.

Gen Xers are more diverse than any other generation, and are the largest demographic of racial and ethnic minorities. This creates unique needs in the workplace, especially when employers are attempting to close the minority wage gap.

Unfortunately, when it comes to retirement planning, Gen Xers are falling short. Gen Xers have spent much of their adult lives raising children and paying off student loans, which has made it difficult for them to save for retirement. Additionally, Gen Xers have not had access to traditional pensions, leaving them to depend on their own retirement savings and Social Security benefits.

In conclusion, while Gen Xers are a diverse, inventive and independent generation, they are also facing unique retirement challenges that their parents were largely able to avoid. Gen Xers must take responsibility for their financial security in retirement, and employers need to create environments that prioritize their financial well-being.