The CEO of Ripple Labs, Brad Garlinghouse, believes it is inevitable that the company's cryptocurrency XRP will eventually be offered through an exchange-traded fund (ETF). However, pro-XRP lawyer Jeremy Hogan warns that regulatory uncertainty and the SEC's stance on XRP remain significant hurdles. Bitwise's October filing for an XRP ETF highlighted the SEC as the biggest risk factor for buyers. Despite these challenges, many believe an XRP ETF is likely to happen, and the typical timeline for ETF approval is around 6 to 12 months, suggesting a potential launch next summer. If Ripple can overcome its legal battles with the SEC, XRP's use and value could surge in the future.



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